Pension definition: "A pension is an arrangement to provide people with an income when they are no longer earning a regular income in employment."
This definition is very simplistic. In reality retirement planning can prove a very complex area. We guide clients through the various stages;
Unfortunately there is not a “one size fits all” pension that will keep everyone financially comfortable in retirement. Pension legislation also changes with alarming regularity as do the array of policies and funds available.
LDC can assess your current needs and, over time adapt the plan to fit with whatever changes impact your specific circumstances.
“I had put off making a decision about having a pension due to the complexity of the system and a fear of making the wrong choices. Chris and the LDC team made everything understandable by showing me the options available and illustrating how it would work out in the future. It wasn't a sale, there was no pressure, it was genuine advice and assistance. Thank you.”